Most people lose money chasing risky bets while savings shrink with inflation. See how a projected 6% annual dividend yield compares to other approaches, and what to consider before you invest.
Many people dream of making 1,000x returns on $100, turning to crypto, sports betting apps, or lottery tickets as their ticket to wealth. The problem? These methods all rely on the same flawed mindset: the hope of beating astronomical odds to "hit it big."
Research consistently shows that the vast majority of participants in these high-risk strategies lose money over time. A study by the Bank for International Settlements found that approximately 75% of retail Bitcoin investors lost money between August 2015 and December 2022. (BIS) Research published in the Wall Street Journal found that sports bettors lose an average of 7.5 cents per dollar wagered. (WSJ) And the odds of winning the Powerball jackpot are 1 in 292,201,338, according to game officials. (Powerball)
Yet many of these same individuals keep their remaining cash in a traditional savings account, earning an average of just 0.41% APY as of January 2025, according to the FDIC. (FDIC)
Let's put both of those approaches side by side with a third option: fractional real estate investing, where Realbricks properties carry a projected 6% annual dividend yield.
Before comparing numbers, it is worth understanding what each approach actually involves.
A traditional savings account offers FDIC insurance up to $250,000 and near-guaranteed preservation of principal, at the cost of very low returns. (FDIC) High-risk speculation like crypto or sports betting offers the potential for large gains alongside a high probability of significant loss. Fractional real estate investing through Realbricks sits in a different category: it is an investment in an illiquid, speculative asset. Your capital is at risk, dividend distributions are not guaranteed, and returns may vary significantly from projections. It is not a savings account alternative and should not be treated as one.
With that context in mind, here is how the numbers compare across three hypothetical scenarios.
Source: FDIC National Rates, January 2025
The Federal Reserve targets a 2% inflation rate over the longer run, as measured by the annual change in the price index for personal consumption expenditures. (Federal Reserve)
These are illustrative examples only and are not a guarantee of future performance. Projected returns are estimates based on a hypothetical 6% annual dividend yield and may vary materially. Realbricks investments are speculative, illiquid, and involve the risk of partial or total loss of capital. Unlike a savings account, they are not FDIC-insured. Past performance is not indicative of future results.
Higher projected returns reflect higher risk. Realbricks investors should be prepared to hold their investment for an indefinite period and should only invest what they can afford to lose.
For those who think high-risk bets are the answer, let's look at what the data shows:
Research by the Bank for International Settlements found that approximately 75% of retail Bitcoin investors lost money between August 2015 and December 2022, with the median investor losing 47.89% of their total investment. (BIS Report)
A study published in the Wall Street Journal indicates that, on average, sports bettors lose 7.5 cents per dollar wagered. (WSJ) Research from Stanford University supports this finding, revealing that bettors expect to make a profit of 0.3 cents per dollar wagered, but in reality, they experience a loss of 7.5 cents. (WCNC) (CT Insider)
The odds of winning the Powerball jackpot are 1 in 292,201,338, according to game officials. (Powerball) By comparison, the National Weather Service estimates a person's lifetime odds of being struck by lightning at approximately 1 in 15,300. (NWS) That means a person is statistically about 19,000 times more likely to be struck by lightning in their lifetime than to win the Powerball jackpot.
These strategies carry a high probability of loss. That said, real estate investing also involves risk. The goal is not to eliminate risk entirely, but to understand what you are taking on and whether the potential return is appropriate for your financial situation.
At Realbricks, we offer fractional ownership interests in residential properties, starting at just $100. Here is what that looks like in practice:
✅ Start with just $100 – No credit checks, no mortgages required.
✅ Fractional ownership in residential properties – Access to real estate without buying a whole home.
✅ Projected quarterly dividend distributions – Subject to property performance; not guaranteed.
✅ Potential for property appreciation – Real estate values can go up or down over time.
✅ We handle property management – You are a passive investor, not a landlord.
There are also important limitations to understand:
We believe in giving investors a clear picture of both the opportunity and the risks. You can review the full risk factors in our Offering Circular.
📲 Realbricks makes fractional real estate investing accessible with our iOS and Android apps.
💬 Need help? Our customer support team is here to assist you every step of the way.
Realbricks began with a portfolio of residential properties in Omaha, Nebraska, a city recognized for its economic stability, strong rental demand, and steady long-term property appreciation. That foundation gave us the experience to expand our strategy. Today, Realbricks is focused on new construction residential properties, building on what we have learned to bring investors access to carefully selected homes in growing markets.
Read more about why Omaha is an ideal location for real estate investment in our detailed article here.
Many people oscillate between two extremes: leaving money idle in a low-yield savings account, or chasing high-risk speculation that rarely pays off. Neither approach is a clear path to building long-term wealth.
Fractional real estate investing through Realbricks is not a guaranteed solution. It is a speculative investment in real property, with the potential for estimated quarterly dividend income and long-term appreciation. The risks are real, and every investor should review the offering materials carefully before committing capital.
What Realbricks offers is a structured, accessible way to participate in real estate ownership starting at $100 per investment, without the burden of a mortgage, property management responsibilities, or the need to buy an entire home. Whether that is right for you depends on your financial situation, goals, and risk tolerance.
If you are ready to explore the opportunity, you can get started in just a few minutes. Brick by brick.
Disclaimer: Investing in real estate involves risks, including the potential loss of capital. Projected returns and dividend yields are estimates only and are not guaranteed. Realbricks investments are speculative, illiquid, and are not FDIC-insured. This content is for informational purposes only and is not intended as investment advice. Investors should perform their own research and consult with financial professionals before making investment decisions. Past performance is not indicative of future results. Please review the full Offering Circular for a complete discussion of risk factors.
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