Long-term investing often involves setting goals that may take years to achieve. Some investors find it helpful to break larger financial objectives into smaller milestones that make progress easier to track over time. The 1,000 Brick Rule is an educational concept designed to illustrate how incremental investments could build exposure to a portfolio of fractional residential real estate interests over time. It is not an investment strategy, recommendation, or prediction of investment performance.
Within the Realbricks platform, a Brick represents a $100 investment in a company that owns a residential investment property.
When an investor purchases a Brick, they acquire an ownership interest in the entity that owns the property instead of not direct ownership of the underlying real estate.
Depending on the operating performance of the underlying property, investors may receive distributions based on the property's net operating income after expenses. Distributions, if any, are not guaranteed and may vary over time. Appreciation, liquidity, and resale opportunities are uncertain, and investors could lose some or all of their investment.
Some investors choose to measure progress through incremental milestones rather than focusing solely on overall account value. The 1,000 Brick Rule offers one way to visualize how consistent investing, if an investor chooses to do so, could gradually increase their investment in residential real estate over time.
The pace at which an individual invests depends on their financial circumstances, investment objectives, risk tolerance, and the availability of SEC-qualified offerings. The framework does not suggest that any particular investment amount or schedule is appropriate for every investor.
The table below assumes a constant hypothetical 4% annual investment return solely for educational purposes. It demonstrates how different investment amounts would translate into annual returns under one simplified assumption.
This example is not a projection, forecast, or guarantee of Realbricks investment performance. Actual investment results may be higher or lower and may include the loss of principal. Any distributions depend on the operating performance of each property's underlying business, expenses, market conditions, and other factors.
*Illustrative example only. Assumes a constant hypothetical 4% annual investment return solely for demonstration purposes. This assumption is not based on the historical or expected performance of Realbricks offerings and should not be interpreted as a projection or guarantee of future results. Actual returns, distributions, and investment performance, if any, will vary and may result in gains or losses, including the possible loss of principal.
Real estate has historically been one asset class that some investors include as part of a diversified investment portfolio. Like other asset classes, real estate investments involve risk and may increase or decrease in value. Diversification does not ensure a profit or protect against losses.
Realbricks provides access to fractional ownership interests in residential real estate through SEC-qualified offerings. Investors purchase companies that own the properties rather than owning the real estate directly.
Properties currently offered through the platform are acquired without mortgage financing at the property level. While the absence of property-level debt may reduce certain financing-related risks, investors remain subject to a variety of other risks, including property-specific, operational, market, regulatory, and liquidity risks.
Some long-term investors choose to make periodic investments as part of a broader financial plan. Others may choose to reinvest distributions, if any are received and reinvestment opportunities are available, based on their individual financial objectives and circumstances.
The 1,000 Brick Rule is intended solely as an educational illustration of how incremental investing may increase investment exposure over time. It should not be interpreted as investment advice, a recommendation, or an indication of future investment performance.
Investments offered through Realbricks involve risk, including the possible loss of some or all invested capital. Investments may be illiquid, and there may be limited or no opportunity to sell an investment before a liquidity event, if one occurs. Investors should carefully consider the risks, fees, investment objectives, and other material information before investing.
Before making an investment decision, review the applicable Offering Circular for each SEC-qualified offering to better understand the investment opportunity, associated risks, fees, and terms, and determine whether an investment is appropriate for your individual circumstances.
Disclaimer: Investing in real estate involves risks, including the potential loss of capital. This content is for informational purposes only and is not intended as investment advice. Investors should perform their own research and consult with financial professionals before making investment decisions.
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Terra Mint Group, Corp ("Terra Mint"), as the Managing Member of Neptune REM, LLC ("Neptune") operates the RealBricks.com website (the "Site") and is not a broker-dealer or investment advisor. All securities related activity is conducted through Dalmore Group LLC, a registered broker-dealer and member of FINRA/SIPC, located at 525 Green Pl. Woodmere, NY 11598. You can review the brokercheck for Dalmore. An up-to-date Dalmore Form CRS is available.
You should speak with your financial advisor, accountant and/or attorney when evaluating any offering. Neither Terra Mint, Neptune, nor Dalmore makes any recommendations or provides advice about investments, and no communication, through this website or in any other medium, should be construed as a recommendation for any security offered on or off this investment platform. The Site may make forward-looking statements. You should not rely on these statements but should carefully evaluate the offering materials in assessing any investment opportunity, including the complete set of risk factors that are provided as part of the offering circular for your consideration.
Neptune is conducting public offerings pursuant to Regulation A, as amended, through the Site. The most current offering circular for Neptune is available here. Past performance is no guarantee of future results. Investments such as those on the Realbricks platform are speculative and involve substantial risks to consider before investing. These risks are outlined in the respective offering materials and including, but not limited to, illiquidity and a complete loss of capital. Key risks include, but are not limited to, limited operating history, reliance on key personnel, inherent risks in investing in real estate, distributions may not be received on predictable schedule and or at all by Investors, and lack of voting rights. Also, the adverse economic effects of the COVID-19 pandemic remain unknown and could materially impact this investment. An investment in an offering constitutes only an investment in a particular series and not in the underlying asset(s). Investors should carefully review the risks located in the respective offering materials for a more comprehensive discussion of risk.
From time to time, Neptune may undertake "testing the waters" for additional series of securities to be offered pursuant to Regulation A. For offerings that have not yet been qualified, no money or other consideration is being solicited, and if sent in response, will not be accepted.
NO MONEY OR OTHER CONSIDERATION IS BEING SOLICITED, AND IF SENT IN RESPONSE, WILL NOT BE ACCEPTED.
NO OFFER TO BUY THE SECURITIES CAN BE ACCEPTED AND NO PART OF THE PURCHASE PRICE CAN BE RECEIVED UNTIL THE OFFERING STATEMENT FILED BY THE COMPANY WITH THE SEC HAS BEEN QUALIFIED BY THE SEC. ANY SUCH OFFER MAY BE WITHDRAWN OR REVOKED, WITHOUT OBLIGATION OR COMMITMENT OF ANY KIND, AT ANY TIME BEFORE NOTICE OF ACCEPTANCE GIVEN AFTER THE DATE OF QUALIFICATION.
AN INDICATION OF INTEREST INVOLVES NO OBLIGATION OR COMMITMENT OF ANY KIND.
AN OFFERING STATEMENT REGARDING THIS OFFERING HAS BEEN FILED WITH THE SEC. YOU MAY OBTAIN A COPY OF THE PRELIMINARY OFFERING CIRCULAR THAT IS PART OF THAT OFFERING STATEMENT FROM: Neptune REM, LLC 412 W Norfolk Ave STE 2, Norfolk, NE 68701 OR HERE.
Investment overviews contained herein contain summaries of the purpose and the principal business terms of the investment opportunities. Such summaries are intended for informational purposes only and do not purport to be complete, and each is qualified in its entirety by reference to the more-detailed discussions contained in the respective offering circular filed with the SEC.
Realbricks does not offer refunds after an investment has been made. Please review the relevant offering materials and subscription documentation for more information.
Potential investors should not rely on any forward-looking statements regarding any investment opportunity, which is based on our beliefs and information currently available to us. The words “anticipate,” “believe,” “expect,” “aim,” “potential,” “design,” “target,” “intend,” “may,” “might,” “plan,” “estimate,” “project,” “projection,” “should,” “will,” “would,” “result” and similar expressions identify forward-looking statements. Such statements are subject to risks, uncertainties, and assumptions and are not guarantees of future performance, which may be affected by known and unknown risks, trends, uncertainties, and factors that are beyond our control. These risks could result in the loss of your investment. See the offering materials for detailed information.
Neptune does not have a public trading market for its Series Interests. While it intends to seek a quotation on PPEX, an alternative trading system (ATS) operated by North Capital Investment Technology, Inc. (“PPEX”) with a view to providing our holders of Series Interests with potential liquidity in the form of a secondary market for their investment in our Series Interests. However, there can be no guarantee that a secondary market may develop, or if it does, as to the volume or pricing with respect to any secondary trading that might develop. The PPEX does not employ market makers to provide liquidity, unlike national securities exchanges. Until Neptune’s Series Interests are listed, if ever, you may not sell the company’s Series Interests. Therefore, it may be difficult for you to sell Neptune’s Series Interests at the time you wish to do so, if you are able to sell them at all. If you are able to sell your Series Interests, you may have to sell them at a substantial discount to their public offering price. Because of the illiquid nature of our Series Interests, you should purchase Neptune’s Series Interests only as a long-term investment and be prepared to hold them for an indefinite period of time.
Property information shown has been provided from various sources, which can include the seller and/or public records. It is believed reliable but not guaranteed and should not be relied upon without independent verification.
Disclaimer: Images, Information and Floor Plan and Measurements are approximate and are for illustrative purposes only. We make no guarantee, warranty or representation as to the accuracy and completeness of the floor plans, measurements and or any information provided. You or your advisers should conduct a careful, independent investigation of the property to determine to your satisfaction as to the suitability of the property for your space requirements. All pricing and availability is subject to change. The information is to be used as a point of reference and not a binding agreement.
