Real estate investing can be accessible, not just for millionaires. Learn how fractional ownership allows investors to participate in individual real estate offerings without purchasing an entire property.
“90% of millionaires become so through owning real estate.” – Andrew Carnegie
The quote attributed to industrialist Andrew Carnegie has long been used to illustrate the perceived role of real estate in wealth creation. Whether or not the statistic itself can be independently substantiated, the underlying idea remains relevant: real estate has historically been an important asset class for individuals and institutions seeking exposure to income-producing property and potential changes in property value.
For generations, investing in real estate typically meant purchasing an entire property, securing financing, and taking on the responsibilities that come with ownership. That structure can require substantial capital and ongoing involvement.
However, real estate investing can be accessible, not just for millionaires.
Fractional real estate ownership offers a different approach. Instead of purchasing an entire home, investors can purchase an ownership interest in an entity that owns a specific property. This can provide a way to participate in individual real estate offerings with a smaller initial investment, while the property itself remains professionally managed.
Realbricks offers SEC-qualified real estate offerings that allow eligible investors to explore this structure. Whether you are just getting started or an experienced investor, Realbricks’ mission is to to help more people participate in real estate investing by providing transparent, accessible investment opportunities designed to support long-term financial goals.
Real estate can play different roles in an investment portfolio. Rental properties may generate income from tenants, while changes in property values can affect the value of the underlying investment over time. These outcomes are not guaranteed and can vary substantially by property, market conditions, operating expenses, occupancy, rental rates, and other factors.
For investors evaluating real estate, some common considerations include:
Real estate also has limitations. Properties require ongoing expenses, can experience vacancies, may require repairs or capital improvements, and can be affected by local economic conditions, interest rates, insurance costs, taxes, and changes in housing demand.
Traditional rental-property ownership generally requires an investor to acquire an entire property or make a substantial investment alongside mortgage financing.
Fractional ownership uses a different structure.
With Realbricks, investors purchase shares representing an ownership interest in the entity that owns the underlying property. Investors do not directly hold title to the property itself. Offerings are associated with individual properties, allowing investors to review information about the specific property, its market, and the applicable offering terms before making an investment decision.
Shares currently start at $10, with minimum investment of $100.
When you invest with Realbricks, we manage the day-to-day operations of the real estate offerings for investors. Realbricks handles tenant placement, property management and maintenance, as well as financial reporting and other administrative functions. Investors hold their shares and receive property status updates from the Realbricks team.
The property's operating expenses, including management costs, are generally covered by the associated rental income before determining the property's net operating income. As with any investment, real estate investments involve risks, and property performance, distributions, appreciation, and liquidity are not guaranteed.
Realbricks offers a different way to gain exposure to residential rental real estate investing. Fractional ownership can allow investors to make smaller investments than would generally be required to purchase an entire rental property.
An investor could choose to purchase shares in one offering or consider multiple offerings over time. Investing across multiple properties can provide exposure to different properties and markets, but diversification does not guarantee positive returns or protect against losses.
Realbricks encourages investors to evaluate each offering individually, including the property's characteristics, market information, offering terms, fees, risks, and other available disclosures.
Fractional real estate ownership can provide a different way to participate in real estate than purchasing an entire property. It can reduce the amount of capital required to participate and can shift day-to-day property responsibilities to professional managers.
Those features do not remove investment risk.
Investors should understand that:
Real estate can be one component of a broader investment strategy, but no particular investment approach is appropriate for everyone.
Review individual offerings, property information, financial details, risks, and applicable offering documents before deciding whether an investment is appropriate for you.
Disclaimer: Investing in real estate involves risks, including the potential loss of capital. This content is for informational purposes only and is not intended as investment advice. Investors should perform their own research and consult with financial professionals before making investment decisions.
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Terra Mint Group, Corp ("Terra Mint"), as the Managing Member of Neptune REM, LLC ("Neptune") operates the RealBricks.com website (the "Site") and is not a broker-dealer or investment advisor. All securities related activity is conducted through Dalmore Group LLC, a registered broker-dealer and member of FINRA/SIPC, located at 525 Green Pl. Woodmere, NY 11598. You can review the brokercheck for Dalmore. An up-to-date Dalmore Form CRS is available.
You should speak with your financial advisor, accountant and/or attorney when evaluating any offering. Neither Terra Mint, Neptune, nor Dalmore makes any recommendations or provides advice about investments, and no communication, through this website or in any other medium, should be construed as a recommendation for any security offered on or off this investment platform. The Site may make forward-looking statements. You should not rely on these statements but should carefully evaluate the offering materials in assessing any investment opportunity, including the complete set of risk factors that are provided as part of the offering circular for your consideration.
Neptune is conducting public offerings pursuant to Regulation A, as amended, through the Site. The most current offering circular for Neptune is available here. Past performance is no guarantee of future results. Investments such as those on the Realbricks platform are speculative and involve substantial risks to consider before investing. These risks are outlined in the respective offering materials and including, but not limited to, illiquidity and a complete loss of capital. Key risks include, but are not limited to, limited operating history, reliance on key personnel, inherent risks in investing in real estate, distributions may not be received on predictable schedule and or at all by Investors, and lack of voting rights. Also, the adverse economic effects of the COVID-19 pandemic remain unknown and could materially impact this investment. An investment in an offering constitutes only an investment in a particular series and not in the underlying asset(s). Investors should carefully review the risks located in the respective offering materials for a more comprehensive discussion of risk.
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Investment overviews contained herein contain summaries of the purpose and the principal business terms of the investment opportunities. Such summaries are intended for informational purposes only and do not purport to be complete, and each is qualified in its entirety by reference to the more-detailed discussions contained in the respective offering circular filed with the SEC.
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Property information shown has been provided from various sources, which can include the seller and/or public records. It is believed reliable but not guaranteed and should not be relied upon without independent verification.
Disclaimer: Images, Information and Floor Plan and Measurements are approximate and are for illustrative purposes only. We make no guarantee, warranty or representation as to the accuracy and completeness of the floor plans, measurements and or any information provided. You or your advisers should conduct a careful, independent investigation of the property to determine to your satisfaction as to the suitability of the property for your space requirements. All pricing and availability is subject to change. The information is to be used as a point of reference and not a binding agreement.
