Making Your Money Work: The Power of a $1,000 Realbricks Investment

Most people think you need a massive down payment or a perfect credit score to start making money in real estate. At Realbricks, we’ve flipped that script. We make it possible to own a piece of high-quality rental property for a fraction of the cost. But what does that actually look like for your wallet? Let’s run the numbers on a $1,000 investment with an estimated 6% annual return to show you how easy it is to start building wealth.

The Breakdown: Your $1,000 at Work

When you invest $1,000 in a Realbricks property with an estimated 6% annual dividend yield, you aren't just letting your money sit; you're putting it on the "payroll."

  • Annual Payout: Estimated at 6% to be $60 per year.
  • Quarterly Breakdown: Because dividends are typically paid out every three months, you’d see about $15 deposited into your account after the end of each quarter.

It’s that simple. While $15 every few months might sound small, remember: this is passive income. You didn't have to fix a toilet at midnight, chase down a tenant for rent, or spend forty hours a week at a desk to earn it. Your money did the work for you.

Beyond the Dividend: Why This Beats a Bank Account

If you compare Realbricks to a traditional savings account or a Certificate of Deposit (CD), the choice becomes even clearer.

The value beats a High Yield Savings Account The average savings account  interest rate often hovers well below 1% and even “high yield savings accounts” usually don’t exceed 4%. If you put that same $1,000 in a standard savings account, you might earn a measly $5 over the entire year. Realbricks’ estimated 6% annual return is approximately 12 times higher than a 0.5% savings rate.

The value beats a CD (Certificate of Deposit) While CDs offer more than basic savings, they often "lock up" your money for years just to give you a 4% return. Even then, after you factor in taxes and inflation, your "real" profit becomes even less significant. Realbricks offers a higher potential yield for investors and targets properties in high-growth markets where your money can truly move the needle.

Plus, a Path to Liquidity: With the anticipated future launch (estimated first half of 2026, though exact timing may vary) of the Realbricks Secondary Market, users will have the ability to list their shares for sale. This creates an opportunity for potential liquidation depending on the demand of buy orders from other interested investors, giving you flexibility that a rigid CD lacks.

The "Secret Sauce": Appreciation Potential

Eligibility to receive up to a 6% dividend is just the beginning. When you own shares in a real estate asset through  Realbricks, you are positioned to benefit from long-term appreciation of the property’s valuein two distinct ways:

  1. Secondary Market Demand: While the property itself may increase in value, your share price on our upcoming secondary market is determined by what other investors are willing to pay. Often, a property’s physical appreciation acts as a "guide" for these sell orders, potentially driving share prices higher as the asset becomes more valuable.

  2. Property Exit: Your total value is also tied to the long-term lifecycle of the home. If the property appreciates over time and is eventually sold by Realbricks, that increase in value is captured and distributed depending on the percentage owned by each investor.

Historically, real estate prices have grown between 3% and 5% annually. If your $1,000 share of a house appreciates by 4% in a year through a sale or increased market demand, you’ve added another $40 to your net worth on top of the $60 you earned in dividends. That is a total potential return of 10%—something a bank account simply cannot match.

The True Cost of "Doing it Yourself"

Many people think they’ll make more money by buying an entirehouse themselves. But have you looked at the "hidden" costs of ownership? When you own a home outright, you are responsible for:

  • Mortgage Interest: You can end up paying more in interest than the loan itself!
  • Property Taxes & Insurance: These are thousands of dollars every year that never come back to you.
  • Maintenance: Leaky roofs, broken HVACs, and lawn care eat into your profits.

Here is a full breakdown of the true cost of owning a 400k home over a 30 year mortgage. The results were surprisingly higher than one might think. 

With Realbricks, those headaches vanish. We purchase properties outright (debt-free), meaning there is no mortgage interest eating your returns. We handle the taxes, the insurance, and the repairs. You receive all of the benefits of being a landlord without the 2:00 AM Friday night phone calls about a broken pipe.

The Ultimate Hedge Against Inflation

Inflation is the "silent killer" of wealth. Every year, the cost of eggs, gas, and rent  continues to go up, which means the $1,000 sitting in your drawer is actually losing value and is worth less year after year.

Real estate investments have been a classic inflation hedge. As inflation rises, two things happen:

  1. Property values go up (because it costs more to build new houses).
  2. Rent prices go up.

By investing into a tangible asset class like real estate, you aren't just protecting your $1,000; you are ensuring it grows alongside the cost of living. Don’t let your hard-earned money erode in a stagnant account. Put your money to work in an asset that grows in value over time as inflation gets worse.

Ready to start? Invest your first $1,000 today and watch what happens when you stop saving and start owning.

Disclaimer: Investing in real estate involves risks, including the potential loss of capital. This content is for informational purposes only and is not intended as investment advice. Investors should perform their own research and consult with financial professionals before making investment decisions.