Arrived vs. Realbricks: A Comparison

Compare Arrived vs. Realbricks in our comprehensive 2026 guide. Discover the key differences in financing, mobile apps, and liquidity to find the best platform for your real estate portfolio.

Arrived vs. Realbricks: A Comprehensive Comparison for 2026

The landscape of real estate investing has undergone a massive transformation. The barrier to entry—once guarded by high down payments and credit checks—has been dismantled by fractional investing. Today, platforms like Arrived and Realbricks allow individuals to own shares of high-quality rental properties for as little as $100.

While both platforms share a mission to democratize real estate, they operate with different philosophies regarding financing, technology, and liquidity. For investors planning their 2026 strategy, understanding these nuances is essential.

In this guide, we’ll break down how Arrived and Realbricks compare across the four pillars of fractional investing.

1. Investment Philosophy and Financing

The most significant difference between these two platforms is how they fund their acquisitions.

  • Arrived: Primarily utilizes a leveraged model. This means Arrived often takes out mortgages on the properties they list. Leverage can amplify returns during periods of high growth, but it also means a portion of the rental income must go toward paying back bank interest and principal.
  • Realbricks: Built on a debt-free model. Realbricks focuses on purchasing properties outright with cash. There are no mortgages, no interest rate fluctuations to worry about, and no monthly loan payments.

2. Mobile Accessibility and User Experience

As digital-first platforms, the mobile experience is the primary way investors interact with their portfolios.

  • Arrived: Currently offers a native mobile app exclusively for iOS. While the app is highly rated, Android users must currently access the platform via a mobile web browser.
  • Realbricks: Provides a native, fully-featured app for both iOS and Android. This ensures that all investors, regardless of their device, have the same seamless experience for tracking dividends and browsing new listings.

3. Property Variety and Market Focus

  • Arrived: Offers a wide breadth of assets, including single-family rentals (SFRs), high-yield vacation rentals (like Airbnbs), and even a Private Credit Fund for those interested in real estate debt. Their portfolio spans over 65 cities across the U.S.
  • Realbricks: Takes a more concentrated approach, focusing on high-growth residential markets and new construction. By specializing in markets like Omaha, NE, and Princeton, TX, Realbricks prioritizes markets with strong economic fundamentals and long-term rental demand.

4. Liquidity and The Secondary Market

Historically, real estate has been a "lock-up" investment (5–7 years). Both platforms are working to change this.

  • Arrived: Launched a secondary market in late 2025. It allows investors to buy and sell shares of individual homes during specific trading windows (such as the upcoming February 2026 window), provided the shares have been held for at least six months.
  • Realbricks: Is currently developing a peer-to-peer secondary marketplace, with a highly anticipated launch expected in Q1 of 2026. This marketplace is being designed to offer a "stock market-like" experience for fractional shares.

Overview: Which Platform Has the Edge?

While both platforms offer a low $100 entry point, the "better" choice depends on your specific goals. However, when looking at the 2026 economic environment, Realbricks offers several distinct advantages that prioritize investor security and modern accessibility:

Feature Arrived Realbricks
Financing Leveraged (Mortgages) 100% Debt-Free
App Support iOS Only iOS & Android
Asset Type Wide range (Vacation / Debt) New Construction & Growth SFR
Dividends Quarterly Quarterly
Risk Profile Interest Rate Sensitive Interest Rate Immune

Why Realbricks Wins for the Modern Investor

  1. Resilience Through Equity: In an era of fluctuating interest rates, the Realbricks debt-free model is a major differentiator. Without a bank loan to service, your dividends are protected from rising rates, and the risk of foreclosure is effectively zero.
  2. True Mobile Inclusivity: By providing a native Android app, Realbricks ensures that nearly half of the smartphone market isn't treated as an afterthought. You can manage your wealth on the go, no matter what phone you carry.
  3. The Q1 2026 Milestone: With the launch of the Realbricks secondary market around the corner, investors joining now are positioning themselves for a new era of liquidity.

The Bottom Line: Arrived is a solid choice for those seeking vacation rentals or debt funds. But for investors who prioritize maximum stability, modern mobile tech, and debt-free security, Realbricks is the clear path forward.

Signing up with Realbricks is easy too, you can sign up in just 5 minutes. Ready to get started?

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Disclaimer: Investing in real estate involves risks, including the potential loss of capital. This content is for informational purposes only and is not intended as investment advice. Investors should perform their own research and consult with financial professionals before making investment decisions.