Homeownership has long played an important role in American life. Yet buying a home is not the only way to gain exposure to residential real estate. Learn about homeownership and the American experience and the opportunities offered by fractional real estate investing.
Property ownership has been closely connected to ideas of independence, stability, and economic participation throughout U.S. history. For many households, a home serves two purposes: it provides a place to live and represents a significant financial asset.
However, access to homeownership has never been uniform. Income, credit history, housing supply, mortgage rates, location, and public policy have all influenced who can purchase property and when. These factors continue to shape the housing market today.
Owning a home may allow a household to build equity as mortgage principal is repaid and, if market conditions are favorable, as the property appreciates. Neither outcome is guaranteed. Property values can decline, and ownership involves expenses such as interest, taxes, insurance, maintenance, repairs, and transaction costs.
The U.S. Census Bureau has tracked the national homeownership rate since 1965. In 2025, the national homeownership rate was 65.2% in the United States. That means approximately one-third of occupied American households rented their homes last year, and available data shows that homeownership rates continue to follow this trend.
Homeownership around America varies by state, age, and race, among other factors. Affordability is only part of the picture. Household income, savings, debt, mortgage qualification, employment stability, family needs, local housing availability, and expected length of residence can all affect the decision to rent versus own a home.
Renting and buying serve different needs. Neither is automatically the better financial choice for every household.
Renting may provide:
Renters generally do not build ownership equity in the property, and rent may increase when a lease is renewed. Tenants also have less control over renovations, lease terms, and how long a property remains available to them.
Buying may provide:
Homeowners must also account for a down payment, closing costs, mortgage payments, taxes, insurance, maintenance, and unexpected repairs. Selling can take time and may involve substantial transaction expenses. Appreciation is uncertain, and a home’s value may decline.
The appropriate decision depends on personal circumstances, financial resources, local market conditions, and future plans. It should not be based solely on the assumption that renting is wasted money or that purchasing will necessarily create wealth.
Fractional real estate investing offers a modern way to gain exposure to real estate investing without purchasing an entire property directly. Investors purchase ownership interests in an entity that owns the property, changing the size and structure of the investment commitment as compared to traditional real estate investing.
Realbricks makes ownership interests in property-owning entities available through individual offerings. The minimum investment for an offering starts at $100, subject to the applicable offering terms.
Key features of the Realbricks platform:
Investing with Realbricks does not replace homeownership. It represents a separate form of participation in real estate. For someone who rents, fractional investing may make it possible to gain limited real estate exposure without purchasing the home in which they live. For an existing homeowner, it may offer exposure to another property without requiring the purchase and management of an additional house. In either case, the investment carries risks and should be evaluated alongside other financial priorities and investment alternatives.
Realbricks’ mission is to help more people participate in real estate investing by providing transparent, accessible investment opportunities designed to support long-term financial goals. We want to give everyday Americans the ability to embrace the ideas of independence, stability, and economic participation through fractional real estate investing. Realbricks is reimagining real estate investing, one brick at a time.
Realbricks marketplace provides information about currently available offerings. Each listing includes property details, offering materials, operational information, and any projected performance metrics. Before investing, review the applicable offering circular and related filings, consider your financial circumstances, and consult qualified financial, legal, or tax professionals as appropriate.
Realbricks is operated by Neptune REM, LLC. Investments are offered under Regulation A and represent fractional ownership interests in a series LLC, not direct ownership of real property. Investing involves risk, including possible loss of principal. Projected dividends are not guaranteed and depend on the property being tenanted, rent being collected, and the actual expenses incurred on the home. Past performance does not indicate future results. Bonus shares are issued after an investment settles and apply only to qualifying investments made during the offer window (July 3 to July 10, 2026). Review the applicable offering circular before investing. Securities offered through Dalmore Group, LLC, member FINRA/SIPC.
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Bonus Share Match Promotion Details. From September 21 through October 3, 2026, each qualifying investment of $500 or more in an available SEC-qualified Realbricks offering is eligible to receive bonus shares. Investments of $500 to $999 are eligible for a 5% match in bonus shares. Investments of $1,000 or more are eligible for a 10% match in bonus shares. The promotion applies to each qualifying investment made during the promotional period; each qualifying investment is matched individually, and multiple investments do not combine to reach a higher tier. Bonus shares will be awarded to your account in the same offering as your investment once the transaction has cleared (typically 3 to 5 business days), rounded up to the nearest whole share. Shares are currently available in The Rossville and The Melwood.
Terra Mint Group, Corp ("Terra Mint"), as the Managing Member of Neptune REM, LLC ("Neptune") operates the RealBricks.com website (the "Site") and is not a broker-dealer or investment advisor. All securities related activity is conducted through Dalmore Group LLC, a registered broker-dealer and member of FINRA/SIPC, located at 525 Green Pl. Woodmere, NY 11598. You can review the brokercheck for Dalmore. An up-to-date Dalmore Form CRS is available.
You should speak with your financial advisor, accountant and/or attorney when evaluating any offering. Neither Terra Mint, Neptune, nor Dalmore makes any recommendations or provides advice about investments, and no communication, through this website or in any other medium, should be construed as a recommendation for any security offered on or off this investment platform. The Site may make forward-looking statements. You should not rely on these statements but should carefully evaluate the offering materials in assessing any investment opportunity, including the complete set of risk factors that are provided as part of the offering circular for your consideration.
Neptune is conducting public offerings pursuant to Regulation A, as amended, through the Site. The most current offering circular for Neptune is available here. Past performance is no guarantee of future results. Investments such as those on the Realbricks platform are speculative and involve substantial risks to consider before investing. These risks are outlined in the respective offering materials and including, but not limited to, illiquidity and a complete loss of capital. Key risks include, but are not limited to, limited operating history, reliance on key personnel, inherent risks in investing in real estate, distributions may not be received on predictable schedule and or at all by Investors, and lack of voting rights. Also, the adverse economic effects of the COVID-19 pandemic remain unknown and could materially impact this investment. An investment in an offering constitutes only an investment in a particular series and not in the underlying asset(s). Investors should carefully review the risks located in the respective offering materials for a more comprehensive discussion of risk.
From time to time, Neptune may undertake "testing the waters" for additional series of securities to be offered pursuant to Regulation A. For offerings that have not yet been qualified, no money or other consideration is being solicited, and if sent in response, will not be accepted.
NO MONEY OR OTHER CONSIDERATION IS BEING SOLICITED, AND IF SENT IN RESPONSE, WILL NOT BE ACCEPTED.
NO OFFER TO BUY THE SECURITIES CAN BE ACCEPTED AND NO PART OF THE PURCHASE PRICE CAN BE RECEIVED UNTIL THE OFFERING STATEMENT FILED BY THE COMPANY WITH THE SEC HAS BEEN QUALIFIED BY THE SEC. ANY SUCH OFFER MAY BE WITHDRAWN OR REVOKED, WITHOUT OBLIGATION OR COMMITMENT OF ANY KIND, AT ANY TIME BEFORE NOTICE OF ACCEPTANCE GIVEN AFTER THE DATE OF QUALIFICATION.
AN INDICATION OF INTEREST INVOLVES NO OBLIGATION OR COMMITMENT OF ANY KIND.
AN OFFERING STATEMENT REGARDING THIS OFFERING HAS BEEN FILED WITH THE SEC. YOU MAY OBTAIN A COPY OF THE PRELIMINARY OFFERING CIRCULAR THAT IS PART OF THAT OFFERING STATEMENT FROM: Neptune REM, LLC 412 W Norfolk Ave STE 2, Norfolk, NE 68701 OR HERE.
Investment overviews contained herein contain summaries of the purpose and the principal business terms of the investment opportunities. Such summaries are intended for informational purposes only and do not purport to be complete, and each is qualified in its entirety by reference to the more-detailed discussions contained in the respective offering circular filed with the SEC.
Realbricks does not offer refunds after an investment has been made. Please review the relevant offering materials and subscription documentation for more information.
Potential investors should not rely on any forward-looking statements regarding any investment opportunity, which is based on our beliefs and information currently available to us. The words “anticipate,” “believe,” “expect,” “aim,” “potential,” “design,” “target,” “intend,” “may,” “might,” “plan,” “estimate,” “project,” “projection,” “should,” “will,” “would,” “result” and similar expressions identify forward-looking statements. Such statements are subject to risks, uncertainties, and assumptions and are not guarantees of future performance, which may be affected by known and unknown risks, trends, uncertainties, and factors that are beyond our control. These risks could result in the loss of your investment. See the offering materials for detailed information.
Neptune does not have a public trading market for its Series Interests. While it intends to seek a quotation on PPEX, an alternative trading system (ATS) operated by North Capital Investment Technology, Inc. (“PPEX”) with a view to providing our holders of Series Interests with potential liquidity in the form of a secondary market for their investment in our Series Interests. However, there can be no guarantee that a secondary market may develop, or if it does, as to the volume or pricing with respect to any secondary trading that might develop. The PPEX does not employ market makers to provide liquidity, unlike national securities exchanges. Until Neptune’s Series Interests are listed, if ever, you may not sell the company’s Series Interests. Therefore, it may be difficult for you to sell Neptune’s Series Interests at the time you wish to do so, if you are able to sell them at all. If you are able to sell your Series Interests, you may have to sell them at a substantial discount to their public offering price. Because of the illiquid nature of our Series Interests, you should purchase Neptune’s Series Interests only as a long-term investment and be prepared to hold them for an indefinite period of time.
Property information shown has been provided from various sources, which can include the seller and/or public records. It is believed reliable but not guaranteed and should not be relied upon without independent verification.
Disclaimer: Images, Information and Floor Plan and Measurements are approximate and are for illustrative purposes only. We make no guarantee, warranty or representation as to the accuracy and completeness of the floor plans, measurements and or any information provided. You or your advisers should conduct a careful, independent investigation of the property to determine to your satisfaction as to the suitability of the property for your space requirements. All pricing and availability is subject to change. The information is to be used as a point of reference and not a binding agreement.
