For 250 years, owning a piece of American real estate has been the American Dream. For a growing share of people, it has drifted out of reach. Here is why, and a new way to invest in it, one share at a time.
In the summer of 1776, when the founders signed the Declaration of Independence in Philadelphia, they did it inside Independence Hall, a building of brick. The nation became free in the presence of brick and mortar, the same material Americans were using to raise the first great buildings of the republic and the homes they lived in.
One of the central ideas of the American Revolution was the importance of individual liberty and property rights. the right of ordinary people to hold a real stake in their own lives and their own ground rather than at the pleasure of a distant royal crown. Property was that right made physical, and in 1776 property was brick and land. To own a home was to own a piece of the country itself, and for most of the 250 years since, that has been the shape of the American Dream. What has changed is how many people can still reach it.
The U.S. Census Bureau has tracked the national homeownership rate since 1965. As of early 2026, only about 65.3% of American households own the home they live in, more than 85 million households in all.
The rate has held in a narrow band for decades. It peaked at 69.2% in 2004 during the housing bubble, then fell to 63.4% by 2016, the lowest reading since the 1960s, before recovering to where it sits now.
The steadiness of that average hides who is being left out. Americans 65 and older own homes at roughly 78%, while those under 35 own at about 37.9%, a gap of more than 40 percentage points. Younger Americans are buying later and renting longer than the generation before them.
Cost is likely a primary reason. A household on a middle-income wage now faces a median home price near $420,000 and mortgage rates around 6.5%, which pushes the monthly payment to the edge of what many lenders will approve. A decade ago the same home and income produced a far smaller payment. Higher prices, elevated rates, and thin entry-level supply have moved a generation from owning toward renting, and further from a stake in an asset class that has historically played an important role in household wealth .
Fractional investing offers one way to gain exposure to residential real estate without purchasing an entire home . Instead of buying a whole house, you buy shares in one. The Realbricks name represents real estate in real bricks, and we think of every share as one brick in the property . Minimum investment starts at $100.
A few things to know about how it works:
This is what Realbricks is built to do.Take one of the longest-standing forms of property ownership, real estate, and broaden access for the people who have been priced out of it by making participation available with a lower minimum investment in American property one brick at a time. The underlying asset is a physical property with intrinsic utility. Someone lives in it. It holds a use beyond its price.
Realbricks has single-family homes currently available and open for investment today. You can see everything currently offered in the marketplace, with full details, status, and projected dividend information on each listing.
To mark America's 250th anniversary, Realbricks is adding a 5% bonus-share match to your next investment of $250 or more into any property on the platform, between July 3rd and July 10th, 2026. Note: The bonus shares are issued once your investment settles, about 3 to 5 business days later.
Two hundred and fifty years ago, freedom was declared in Independence Hall, a building made from brick, and a stake in this country was something which represented real, intrinsic value. Today, fractional real estate investing offers another way to participate in residential real estate ownership through securities backed by individual homes. Explore fractional real estate investing, one brick at a time, with Realbricks.
Realbricks is operated by Neptune REM, LLC. Investments are offered under Regulation A and represent fractional ownership interests in a series LLC, not direct ownership of real property. Investing involves risk, including possible loss of principal. Projected dividends are not guaranteed and depend on the property being tenanted, rent being collected, and the actual expenses incurred on the home. Past performance does not indicate future results. Bonus shares are issued after an investment settles and apply only to qualifying investments made during the offer window (July 3 to July 10, 2026). Review the applicable offering circular before investing. Securities offered through Dalmore Group, LLC, member FINRA/SIPC.
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Terra Mint Group, Corp ("Terra Mint"), as the Managing Member of Neptune REM, LLC ("Neptune") operates the RealBricks.com website (the "Site") and is not a broker-dealer or investment advisor. All securities related activity is conducted through Dalmore Group LLC, a registered broker-dealer and member of FINRA/SIPC, located at 525 Green Pl. Woodmere, NY 11598. You can review the brokercheck for Dalmore. An up-to-date Dalmore Form CRS is available.
You should speak with your financial advisor, accountant and/or attorney when evaluating any offering. Neither Terra Mint, Neptune, nor Dalmore makes any recommendations or provides advice about investments, and no communication, through this website or in any other medium, should be construed as a recommendation for any security offered on or off this investment platform. The Site may make forward-looking statements. You should not rely on these statements but should carefully evaluate the offering materials in assessing any investment opportunity, including the complete set of risk factors that are provided as part of the offering circular for your consideration.
Neptune is conducting public offerings pursuant to Regulation A, as amended, through the Site. The most current offering circular for Neptune is available here. Past performance is no guarantee of future results. Investments such as those on the Realbricks platform are speculative and involve substantial risks to consider before investing. These risks are outlined in the respective offering materials and including, but not limited to, illiquidity and a complete loss of capital. Key risks include, but are not limited to, limited operating history, reliance on key personnel, inherent risks in investing in real estate, distributions may not be received on predictable schedule and or at all by Investors, and lack of voting rights. Also, the adverse economic effects of the COVID-19 pandemic remain unknown and could materially impact this investment. An investment in an offering constitutes only an investment in a particular series and not in the underlying asset(s). Investors should carefully review the risks located in the respective offering materials for a more comprehensive discussion of risk.
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NO MONEY OR OTHER CONSIDERATION IS BEING SOLICITED, AND IF SENT IN RESPONSE, WILL NOT BE ACCEPTED.
NO OFFER TO BUY THE SECURITIES CAN BE ACCEPTED AND NO PART OF THE PURCHASE PRICE CAN BE RECEIVED UNTIL THE OFFERING STATEMENT FILED BY THE COMPANY WITH THE SEC HAS BEEN QUALIFIED BY THE SEC. ANY SUCH OFFER MAY BE WITHDRAWN OR REVOKED, WITHOUT OBLIGATION OR COMMITMENT OF ANY KIND, AT ANY TIME BEFORE NOTICE OF ACCEPTANCE GIVEN AFTER THE DATE OF QUALIFICATION.
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AN OFFERING STATEMENT REGARDING THIS OFFERING HAS BEEN FILED WITH THE SEC. YOU MAY OBTAIN A COPY OF THE PRELIMINARY OFFERING CIRCULAR THAT IS PART OF THAT OFFERING STATEMENT FROM: Neptune REM, LLC 412 W Norfolk Ave STE 2, Norfolk, NE 68701 OR HERE.
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Property information shown has been provided from various sources, which can include the seller and/or public records. It is believed reliable but not guaranteed and should not be relied upon without independent verification.
Disclaimer: Images, Information and Floor Plan and Measurements are approximate and are for illustrative purposes only. We make no guarantee, warranty or representation as to the accuracy and completeness of the floor plans, measurements and or any information provided. You or your advisers should conduct a careful, independent investigation of the property to determine to your satisfaction as to the suitability of the property for your space requirements. All pricing and availability is subject to change. The information is to be used as a point of reference and not a binding agreement.
